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Moving cross-country is a major life event, but it doesn’t have to come with a major price tag. Long-distance moving costs can quickly add up, between hiring movers, renting a truck, and covering travel expenses, it’s easy to feel overwhelmed by the financial burden. But after years of helping families, professionals, and small business owners relocate across the country, we’ve seen firsthand that a well-planned move can save you thousands.
If you’re looking for the most affordable way to move long-distance, this guide breaks down the smartest cost-cutting strategies. From choosing the right movers to reducing your shipping weight and avoiding common budget-draining mistakes.
Comparing Long-Distance Moving Quotes & Avoiding Hidden Fees
Not all moving quotes are created equal. Many customers assume the cheapest quote is the best deal, until they’re hit with unexpected costs on moving day. The key to saving money? Understanding exactly what’s included in each quote and identifying potential hidden fees.
For those interested in understanding the intricacies of long-distance relocations, take a look at our article on What is Long-Distance Relocation.

What to Look for in a Moving Quote
A transparent, upfront quote should include:
- Line-item pricing for labor, transportation, fuel, and additional services
- Binding vs. non-binding estimates (binding means the price won’t change)
- Weight-based vs. volume-based pricing (long-distance movers typically charge by weight)
- Delivery timeline guarantees (some movers charge extra for expedited delivery)
- Extra fees (elevators, long carry distances, storage, or last-minute changes)
Hidden Fees to Watch Out For
- “Stair fees” if movers must carry items up multiple flights
- Fuel surcharges that fluctuate based on market prices
- Shuttle fees if a large moving truck can’t access your street
- Storage fees if your new home isn’t ready on time
To be aware of potential hidden costs, MovingScam.com highlights common additional charges such as long carry services, stair fees, and elevator fees.
People tend to be surprised by how different moving quotes can be, even when comparing similar services. One of our recent clients, a small business owner relocating from Chicago to Denver, initially received a $9,500 quote from a full-service moving company. After we helped them compare multiple quotes and negotiate with movers, they ended up paying just $7,800-a $1,700 savings.
Key takeaway: Always get multiple estimates, ask about price-matching, and clarify what’s included (e.g., fuel costs, labor, insurance) to avoid hidden charges
When It’s Cheaper to Rent a Truck vs. Hire Movers
Many budget-conscious movers assume renting a truck and handling the move themselves is the cheapest option. While this can sometimes be true, it depends on distance, household size, and personal circumstances.
Renting a Truck: When It Saves You Money
- You’re moving a small household (1-2 bedrooms)
- You have help loading and unloading (friends, family, or hired labor)
- You’re comfortable driving a large moving truck long-distance
- You’re moving less than 1,000 miles (longer distances = higher fuel costs)
When Hiring Professional Movers Is the Better Deal
- You’re moving a large household (3+ bedrooms) or heavy furniture
- You’re traveling 1,500+ miles (rental trucks charge per mile & fuel costs add up)
- You need storage or temporary housing before moving into your new home
- You want a stress-free move without the physical labor
According to Forbes Home, the average cost of a long-distance move (approximately 1,000 miles) ranges between $4,000 and $5,000.

Cost Comparison Example: Renting vs. Hiring Movers
Before deciding whether to rent a truck or hire movers, consider the real cost breakdown:
Pro Tip: If moving cross-country, rental truck costs can jump 30-50% in summer due to increased demand.
Bottom Line: Renting a truck might save a few thousand dollars for smaller, short-distance moves, but for longer moves with heavy items, professional movers can be more cost-effective, especially when factoring in time, effort, and potential truck rental headaches.
Packing Tips to Reduce Load Weight & Save on Shipping Costs
Since long-distance movers charge based on weight, cutting down your shipment size is one of the easiest ways to lower your moving costs. The less you pack, the more you save.
Declutter Before You Pack
One of our clients recently downsized before a move from Chicago to Phoenix and saved over $1,500 in moving costs just by eliminating unnecessary furniture and clothes. Before packing, ask yourself:
- Have I used this in the past year? If not, sell, donate, or recycle it.
- Does it fit my new home? If you’re moving to a smaller space, bulky furniture may not be worth bringing.
- Is it cheaper to replace? Shipping heavy, inexpensive items (like an old sofa) can cost more than buying new.

Smart Packing Strategies to Save Money
- Use vacuum-sealed bags for clothing, bedding, and soft items to reduce volume
- Pack heavy items in suitcases instead of boxes (easy to roll and transport)
- Disassemble furniture to maximize truck space and prevent damage
- Ship books separately via USPS Media Mail (cheaper than including them in your move)
For comprehensive guidance on packing, especially clothing, check out our post on How to Pack Clothes When Relocating Long-Distance.
DIY Hacks That Actually Work (and Which Ones Aren’t Worth the Hassle)
While DIY moving hacks can save money, some cost-cutting strategies end up costing more in the long run. Here’s what works, and what to skip.
DIY Moving Hacks That Are Worth It
- Moving Mid-Week & Mid-Month: Most people move on weekends or at the start/end of the month. Scheduling during off-peak days can save 10-20% on moving rates.
- Using Free Boxes: Grocery stores, liquor stores, and Facebook Marketplace are great places to find sturdy moving boxes.
- Hiring Moving Labor Separately: If renting a truck, hire hourly movers through services like Moving Help or TaskRabbit instead of relying on expensive full-service moving companies.
DIY Hacks That Aren’t Worth the Trouble
Not all DIY moving tricks actually save you money. Here are two common hacks that often backfire:
Borrowing Free Boxes from Grocery Stores
- Many people try to save money by collecting free boxes from stores, but these boxes are often weaker and already worn down. They can be good for short-distance moves though.
Risk: Boxes can break in transit, damaging your belongings.
Better Alternative: Buy sturdy moving boxes or ask your moving company if they offer free or discounted used boxes.
Driving a Rental Truck Cross-Country to "Save Money"
- A family moving from New York to Texas decided to drive a rented 26-ft truck themselves, thinking they’d save thousands. After factoring in gas, hotel stays, food, and physical exhaustion, they only saved about $400 compared to a professional moving service.
Risk: Driving a large truck for 1,500+ miles is tiring and stressful, especially for those without experience.
Better Alternative: Consider a moving container for a balance between affordability and convenience.
To delve deeper into effective DIY moving strategies, our article on 16 Tips for Long-Distance Relocation to Help You Start Your New Life offers valuable insights.
Frequently Asked Questions (FAQs) About Long-Distance Moving Costs
1. What’s the best way to get an accurate moving quote?
- Always request in-home or virtual surveys from at least three moving companies. Avoid estimates based solely on phone calls or online calculators, they tend to be inaccurate.
2. How much does moving insurance typically cost?
- Basic coverage is often included but only covers $0.60 per pound per item. Full-value protection costs about 1-2% of your total shipment’s value but provides much better coverage.
3. Are there any tax deductions for moving expenses?
- As of 2024, moving expenses are no longer tax-deductible for most people, except active-duty military moving due to orders. Always check the latest IRS guidelines before filing.
Final Thoughts: How to Move Cross-Country on a Budget
A long-distance move doesn’t have to drain your savings. By comparing moving quotes carefully, minimizing your load weight, and knowing when to rent vs. hire movers, you can cut costs significantly.
Key Takeaways for Affordable Cross-Country Moving:
- Book movers or truck rentals at least 6-8 weeks in advance for better pricing.
- Declutter before packing to reduce weight-based moving costs.
- Move during off-peak times (mid-week, mid-month, or off-season) for lower rates.
- Ask about hidden fees in moving quotes to avoid last-minute surprises.
- Compare truck rental vs. full-service movers based on your budget and effort level.
Need expert advice on an affordable long-distance move? Contact our team today for a personalized moving quote tailored to your budget and needs.